Public Liability Insurance

• This insurance covers a liability in respect of injury, death or damage to a property of the third parties arising out of an Insured’s business activity.
• This insurance also covers a liability arising out of the actions performed by the employees, persons in charge or persons representing an Insured based on the power of attorney  given to them in the course of their employment.

Employers’ Liability Insurance

• This insurance protects employer against his legal obligation to pay compensation for claims arising out of employee illness, injury or death, sustained as a result of their ordinary course of employment.
• “Mega Insurance” OJSC also covers defence and litigation costs arising out of the actions brought against the Employer that fall under the Employer’s Liability insurance coverage. 

Professional Indemnity Insurance

• Professional Indemnity Insurance protects your company against legal obligation to pay compensation for claims arising out of errors and omissions and negligence in professional duty of your employees.

Product Liability

• Product liability Insurance protects your company against legal obligation to pay compensation for claims of third parties regarding personal injury, death or property damage caused by products/services sold or supplied by your business.