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Marine Insurance

"Mega Insurance" OJSC mainly provides the following two type of insurances for vessels that navigating in oceans, seas and rivers:


  • Protection and Indemnity Insurance

  • Protection and Indemnity Insurance protects owners or operators against the following maritime liability risks that associate with operation of vessels:

      • Cargo Liability;
      • Personal Effects;
      • Collision Liability;
      • Damage to Property Other Than Vessels;
      • Towage Liability;
      • Wreck Removal;
      • Pollution Liability; 
      • Illness and Disease;
      • Accidental Death or Injury;
      • Medical and Funeral Expenses;
      • Crew Substitution;
      • Liability for Repatriation;
      • Salvage Expenses;
      • General Average;
      • Fines and Penalties;
      • Quarantine Expenses;
      • Other perils as per "Mega Insurance" OJSC’s Protection and Indemnity Insurance rules.


  • Hull and Machinery Insurance  

  • Hull and Machinery Insurance covers partial and/ or total loss of a vessel arising out of the perils insured against.

  • Hull and Machinery Insurance mainly covers the following risks:

      • Perils of the seas, rivers, lakes or other navigable waters;
      • Fire and explosion;
      • Violent theft by persons from outside the Vessel; 
      • Jettison;
      • Piracy;
      • Contact with aircraft or similar objects, or objects falling therefrom, land conveyance, dock or harbour equipment or installation;
      • Earthquake, volcanic eruption or lightning;
      • Accidents in loading, discharging or shifting cargo or fuel;
      • Negligence of Master, Officers, Crew or Pilots;
      • Bursting of boilers breakage of shafts or any latent defect in the machinery or hull;
      • Other perils as per Mega Insurance OJSC’s Hull and Machinery Insurance Rules that is based on broadly used Institute Time Clauses – Hull. 
  • Hull and Machinery Insurance covers the risks within the agreed Sum Insured.

  • The following coverage is provided in addition to the Sum Insured:

      • Pollution risks;
      • General average and salvage.
  • The coverage also can be extended with war and other perils.

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