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Cargo Insurance

Regardless of the conditions of transportation agreement there is always possibility of losses during the carriage. Cargoes often are being damaged, stolen or spoilt. According to the statistics the most frequent losses are theft, shortage or partial damage. 

The most rational solution in such situations is cargo insurance.

 "Mega Insurance" OJSC provides reliable insurance protection for transportation and storage of cargoes for many years.



Subject matters of insurance:

All types of cargoes carried by any type of transport 



Perils insured against:

Mega Insurance OJSC provides for its client cargo insurance coverage that is based on worldwide broadly used the Cargo Institute Clauses. Insured perils can vary depends on the coverage provided. 


The extent of the coverage of the most popular and broadly used the Cargo Institute A, B and C Clauses is outlined hereunder: 


RisksType of Coverage
ABC
1Fire and explosion
2Stranding,  grounding, sinking or capsizing
3Overturning or derailment of land conveyance
4Collision
5Discharge at port of distress
6Total loss of vessel 
7General Average sacrifice
8Jettison of cargo
9Earthquake, volcanic eruption or lightning
10Washing overboard
11Entry of sea, lake, river water to hold or container
12Total loss of package during loading/unloading
13Rainwater
14Malicious damage
15Breakage
16Shortage
17Pilferage
18Theft
19Wilful miscoduct of the Assured
20Ordinary leakage, or loss in weight or volume 
21Ordinary wear and tear
22Insufficient or unsuitable packaging or preparation 
23Inherent vice
24Delay
25Insolvency of financial default of ship owners
26Unseaworthiness or unfitness of vessel or container 
27War, capture or seizure (but see Institute War Clauses)
28Strikes, riots or terrorism (but see Institute Strikes Clauses)


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